Important Disclaimer

Please Read Carefully

This disclaimer contains important information regarding services.

By using this website and engaging our services, you acknowledge understanding and acceptance of these terms.

tilenquora provides financial planning consultation services to Australian residents. This disclaimer outlines important limitations, considerations, and responsibilities associated with using our website and services. Please read this information carefully before engaging our services or relying on any information provided.

General Notice

Information provided on this website is general in nature and does not constitute specific financial advice tailored to your individual circumstances. While we strive for accuracy, information may become outdated due to changing regulations, market conditions, or other factors beyond our control. No content on this website should be interpreted as guarantees, promises, or assurances regarding financial outcomes. Past performance does not guarantee future results. Results may vary significantly based on individual circumstances, market conditions, economic factors, and personal commitment to recommended strategies.

Limitations of Liability

tilenquora and its representatives shall not be held liable for the following circumstances:

Decisions made based solely on general website content without personalized consultation or professional advice tailored to specific circumstances.
Losses resulting from market fluctuations, economic downturns, regulatory changes, or other factors beyond our reasonable control or prediction.
Outcomes differing from projections or estimates provided during consultations, as such projections necessarily involve assumptions subject to change.
Actions taken by third parties including financial institutions, government agencies, product providers, or other entities involved in implementing recommendations.

Information Accuracy

We make reasonable efforts to ensure information on this website is accurate, current, and complete. However, financial regulations, tax laws, superannuation rules, and market conditions change frequently. Information may become outdated between updates. We do not warrant that website content is free from errors, omissions, or inaccuracies. You should verify critical information independently and seek current professional advice before making financial decisions.

tilenquora disclaims responsibility for errors or omissions in website content and for consequences of relying on potentially outdated information.

Need for Professional Advice

General information cannot replace personalized professional advice. Financial decisions involve complex considerations unique to individual circumstances including income, assets, liabilities, family situation, goals, risk tolerance, time horizons, and personal values. You should obtain personalized advice through formal consultation before implementing financial strategies. Information on this website does not consider your specific circumstances and should not be relied upon without professional consultation.

External Links

This website may contain links to external websites operated by third parties. We provide these links for convenience but do not endorse, control, or assume responsibility for content, accuracy, or practices of linked websites. Accessing external links is at your own risk. We recommend reviewing privacy policies and terms of any external websites you visit.

No Guarantee of Results

tilenquora does not guarantee specific financial outcomes, returns, performance levels, or results from services provided. Financial planning involves numerous variables beyond anyone's control including market performance, economic conditions, regulatory changes, and personal circumstances. Projections, estimates, and scenarios discussed during consultations are based on assumptions that may not materialize as expected. Results may vary significantly from projections.

Individual Results May Vary

Success in financial planning depends on numerous factors including market conditions, economic environment, regulatory landscape, personal commitment to strategies, life circumstances, and implementation timing. Two individuals following similar strategies may experience different outcomes due to these varying factors. Testimonials or case studies, if presented, represent individual experiences and should not be interpreted as typical results or guarantees.

Financial Services Disclaimer

Important considerations regarding financial services provided:

Financial planning involves inherent considerations including market volatility, inflation impact, regulatory changes, tax law modifications, and other factors affecting outcomes.
Asset allocation and diversification strategies do not guarantee profits or protect against losses during declining markets or adverse economic conditions.
Superannuation and retirement planning recommendations depend on current regulations which may change, potentially affecting strategy effectiveness and projected outcomes.

Jurisdiction and Compliance

tilenquora services are designed for Australian residents considering the local regulatory environment:

Information and services provided are relevant to Australian financial regulations, superannuation rules, tax laws, and age pension considerations. Content may not be suitable or applicable for residents of other countries with different regulatory frameworks.

Services are provided in accordance with Australian financial services regulations and professional standards governing the financial planning industry within Australia.

You are responsible for ensuring that engaging our services complies with any local regulations applicable to your specific circumstances or jurisdiction.

Indemnification

By using this website and engaging our services, you agree to indemnify and hold harmless tilenquora, its owners, employees, and representatives from any claims, damages, losses, or expenses arising from your use of website information, implementation of strategies, or decisions made based on consultations, except where caused by our negligence or breach of professional obligations.

Severability

If any provision of this disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such finding shall not affect other provisions which shall remain in full force and effect. Invalid provisions shall be modified to the minimum extent necessary to make them valid and enforceable while preserving original intent.

Modifications

tilenquora reserves the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to this website. Your continued use of the website or services after modifications constitutes acceptance of updated terms. We recommend reviewing this disclaimer periodically to stay informed of any changes affecting your rights or obligations.

Questions or Concerns

If you have questions about this disclaimer or need clarification regarding any provisions, please contact us:

Email: content@tilenquora.sbs

Phone: +61 7 0019 8390

Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective Date: This disclaimer is effective as of September 7, 2025

Last Updated: This disclaimer was last updated on September 7, 2025